Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

Plan Evaluator

We begin gathering plan-specific data with a view towards determining the objectives for your company’s Education Experience. We’ll look at the participation rate, deferral rate, investment choices and loan behavior among other factors

Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

The Participant Evaluator

We look at the employee composition and their behaviors and uncover any specific issues relative to the plan. We’ll survey their understanding of the plan and satisfaction levels.

Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

The Customizer

Now we can prepare the correct course of action for your plan. We’ll concentrate on topics such as increase participation, increased deferral rates, investment diversification, consequences and costs of loans, rebalancing, termination, and we’ll communicate any plan changes.

Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

Program Targeting

Segmenting different populations of employees will allow us to convey to each group the message most important to them. For example, we may segment; New and nonparticipating; Participants with low deferral rates; Participants with loans; and Participants age 55 and older.

Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

The Education Phase

We take on a creative and innovative approach to our ongoing 401(k) education. We make it fun and we make it memorable. The purpose is for noticeable results… which, of course, requires attendance!

Unique to McCulley Financial is the advisory support provided to your plan participants. We are committed to partnering with you to provide both a comprehensive retirement plan and individual planning assistance to help your employees build the bridge from career to retirement.

The Valuator

We’ll develop a timeline of employee meetings-quarterly, semi-annually, annually- and a schedule of the issues to be addressed with the actions to be achieved along with a continued review of the results.