Learn About Our Corporate 401k Services

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Understands Entrepreneurs Needs

Comprehensive Financial Planning

Fiduciary Best Practices

Retirement Plan Options

McCulley Financial Group recognizes an effective retirement plan begins with a sound plan design strategy and not every company fits into the same retirement plan design. In fact, just as every company is unique, every retirement plan considered and selected for your company should be unique.

  • Defined Benefit Plan

  • Defined Contribution

  • SEP: Simplified Employee Pension Plan

  • Simple IRA Plan

  • Profit-Sharing Plan

  • 401K

  • ESOP: Employee Stock Ownership Plan

  • Money Purchase Pension

  • Cash Balance Plan

  • NQDC: Non-Qualified Deferred Compensation Plan

Defined Benefit Plan

A Defined Benefit Plan promises a specified monthly benefit at retirement. The plan may state this promised benefit as an exact dollar amount, such as $100 per month at retirement. Or, more commonly, it may calculate benefit through a plan formula that considers such factors as salary and service — for example, 1 percent of average salary for the last five years of employment for every year of service with an employer.

The benefits in most traditional defined benefit plans are protected, within certain limitations, by federal insurance provided through the Pension Benefit Guaranty Corporation (PBGC).

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Get Our Financial Services Client Roadmap

Download the Client Road Map™ PDF brochure below for a reference guide to our Financial Services.

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